Saturday, December 17, 2011

Basic Credit Card Safety Tips

Ultimately keeping you credit card safe is you responsibility. Indeed, in a worst case scenario, if it can be proven you may have been negligent in keeping your credit card safe, you may find yourself liable for the cost of all transactions made fraudulent on your account should you lose the card. To help you avoid this, here are 5 basic credit card safety tips:

Never have more cards than you need

While it is always advisable that you have more than 1 credit card, in case it gets lost, you should never have more credit cards than you actually need to use. The principal reason why this is the case is because it becomes harder to keep a track of which cards you have and where you have kept them with the more cards you have.

Always keep a photocopy of your cards

How many times have you been asked what you card number is only to find yourself looking for your card to get the number? Now, what happens if you have a card stolen and no credit card statement to-hand? You have a problem! For this reason, it is always best practice to take photocopies of you credit cards to so that always know where to find the number should anything unfortunate happen to your card.

Always keep your receipts separate

Among the most important of the basic credit card safety tips you�ll receive is never to keep your credit cards and credit card purchase receipts in the same place � because likely as not if you have lost your card, or if it is stolen, then you�ll have lost or stolen the receipts as well. Now there is no way for you to vouch which transactions were yours and which where not � or, there is no way to tell which was the last genuine transaction you made.

Moreover, never keep a record of your PIN with your card, this is only asking for trouble!

Never give your account number to someone you don�t know

If you are ever asked to give your credit card details to someone you don�t know, or who as initiated a discussion with you (rather than the other way round) over the phone or via email, you should always refuse. Worst come to the worst, phone the card issuer and ask them if it is okay for you to divulge the information or phone the enquirer back. If the enquirer seems reluctant to accept this, you have to ask yourself why!

Never leave your account details open to public viewing

It may sound rather basic to say you should never let �Joe public� see your credit card account details, but ask yourself this question: �How often have you received a publication subscription form in postcard format?� Now, suppose you complete this with your credit card details filled in. Suddenly half the world has access your credit card number, expiry date and signature!

Although the above may sound like 5 basic credit card safety tips you already know, you would be surprised to see how many people fail to follow one or all of them!


Keywords:
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Tuesday, December 13, 2011

Assassin's Creed: Revelations

Assassin's Creed: Revelations

  • Developer: Ubisoft Montreal Ubisoft Annecy
  • Publisher: Ubisoft
  • Genre: Action, Adventure
  • Release Date: December 31, 2012 (US)

About Assassin's Creed: Revelations

Assassin's Creed Revelations presents the most immersive experience available in the series to date and the culmination of Ezio's adventure. In Assassin�s Creed Revelations, master assassin Ezio Auditore walks in the footsteps of his legendary mentor, Alta�r, on a journey of discovery and revelation. It is a perilous path � one that will take Ezio to Constantinople, the heart of the Ottoman Empire, where a growing army of Templars threatens to destabilize the region.

Minimum System Requirements

  • OS: Windows XP/Vista/7
  • Processor: Intel Core 2 Duo @ 1.8 Ghz / AMD Athlon 64 X2 4200+
  • Memory: 1.5 Gb
  • Hard Drive: 12 Gb free
  • Video Memory: 256 Mb
  • Video Card: nVidia GeForce 8600 / ATI Radeon HD 2600
  • Sound Card: DirectX Compatible
  • Network: Broadband Internet Connection for Online Multiplayer
  • DirectX: 9.0c
  • Keyboard
  • Mouse
  • DVD Rom Drive

Recommended System Requirements

  • OS: Windows XP/Vista/7
  • Processor: Intel Core 2 Duo @ 3.0 GHz / AMD Athlon 64 X2 6000+
  • Memory: 4 Gb
  • Hard Drive: 12 Gb free
  • Video Memory: 512 Mb
  • Video Card: nVidia GeForce GTX 480 / ATI Radeon HD 6990
  • Sound Card: DirectX Compatible
  • Network: Broadband Internet Connection for Online Multiplayer
  • DirectX: 9.0c
  • Keyboard
  • Mouse
  • DVD Rom Drive

Download Assassin's Creed: Revelations � Direct Links

Part 1 � 700 MB

Part 2 � 700 MB

Part 3 � 700 MB

Part 4 � 700 MB

Part 5 � 700 MB

Part 6 � 700 MB

Part 7 � 700 MB

Part 8 � 700 MB

Part 9 � 700 MB

Part 10 � 700 MB

Part 11 � 700 MB

Part 12 � 429 MB

www.elj-games.blogspot.com

Assassin's Creed: Revelations

Assassin's Creed: Revelations

  • Developer: Ubisoft Montreal Ubisoft Annecy
  • Publisher: Ubisoft
  • Genre: Action, Adventure
  • Release Date: December 31, 2012 (US)

About Assassin's Creed: Revelations

Assassin's Creed Revelations presents the most immersive experience available in the series to date and the culmination of Ezio's adventure. In Assassin�s Creed Revelations, master assassin Ezio Auditore walks in the footsteps of his legendary mentor, Alta�r, on a journey of discovery and revelation. It is a perilous path � one that will take Ezio to Constantinople, the heart of the Ottoman Empire, where a growing army of Templars threatens to destabilize the region.

Minimum System Requirements

  • OS: Windows XP/Vista/7
  • Processor: Intel Core 2 Duo @ 1.8 Ghz / AMD Athlon 64 X2 4200+
  • Memory: 1.5 Gb
  • Hard Drive: 12 Gb free
  • Video Memory: 256 Mb
  • Video Card: nVidia GeForce 8600 / ATI Radeon HD 2600
  • Sound Card: DirectX Compatible
  • Network: Broadband Internet Connection for Online Multiplayer
  • DirectX: 9.0c
  • Keyboard
  • Mouse
  • DVD Rom Drive

Recommended System Requirements

  • OS: Windows XP/Vista/7
  • Processor: Intel Core 2 Duo @ 3.0 GHz / AMD Athlon 64 X2 6000+
  • Memory: 4 Gb
  • Hard Drive: 12 Gb free
  • Video Memory: 512 Mb
  • Video Card: nVidia GeForce GTX 480 / ATI Radeon HD 6990
  • Sound Card: DirectX Compatible
  • Network: Broadband Internet Connection for Online Multiplayer
  • DirectX: 9.0c
  • Keyboard
  • Mouse
  • DVD Rom Drive

Download Assassin's Creed: Revelations � Direct Links

Part 1 � 700 MB

Part 2 � 700 MB

Part 3 � 700 MB

Part 4 � 700 MB

Part 5 � 700 MB

Part 6 � 700 MB

Part 7 � 700 MB

Part 8 � 700 MB

Part 9 � 700 MB

Part 10 � 700 MB

Part 11 � 700 MB

Part 12 � 429 MB

www.elj-games.blogspot.com

World in Conflict (Complete Edition)

World in Conflict (Complete Edition)

  • Developer: Swordfish Studios Massive Entertainment
  • Publisher: Ubisoft
  • Genre: Strategy
  • Release Date: March 12, 2009 (US)

About World in Conflict (Complete Edition)

The Complete Edition of World in Conflict includes the entire original World in Conflict title, as well as the Soviet Assault add-on and other exciting all-new features. Soviet Assault allows players to relive the Cold War in a dramatic, gritty, real world setting driven by compelling characters and storyline. This one of a kind strategy game offers players a unique team-oriented experience on chillingly realistic battlegrounds. Soviet Assault features all-new characters, gameplay from the Soviet perspective, ten new films, new multiplayer maps and more.

Minimum System Requirements

  • OS: Windows XP/Vista
  • Processor: Pentium 4 @ 2.5 GHz
  • Memory: 1 GB (1.5 GB for Vista)
  • Hard Drive: 8 GB Free
  • Video Memory: 256 MB
  • Sound Card: DirectX Compatible
  • DirectX: 9.0c
  • Keyboard and Mouse
  • DVD Rom Drive

Download World in Conflict (Complete Edition) � Direct Links

Part 1 � 700 MB

Part 2 � 700 MB

Part 3 � 700 MB

Part 4 � 700 MB

Part 5 � 700 MB

Part 6 � 700 MB

Part 7 � 700 MB

Part 8 � 700 MB

Part 9 � 700 MB

Part 10 � 700 MB

Part 11 � 569 MB

www.elj-games.blogspot.com

World in Conflict (Complete Edition)

World in Conflict (Complete Edition)

  • Developer: Swordfish Studios Massive Entertainment
  • Publisher: Ubisoft
  • Genre: Strategy
  • Release Date: March 12, 2009 (US)

About World in Conflict (Complete Edition)

The Complete Edition of World in Conflict includes the entire original World in Conflict title, as well as the Soviet Assault add-on and other exciting all-new features. Soviet Assault allows players to relive the Cold War in a dramatic, gritty, real world setting driven by compelling characters and storyline. This one of a kind strategy game offers players a unique team-oriented experience on chillingly realistic battlegrounds. Soviet Assault features all-new characters, gameplay from the Soviet perspective, ten new films, new multiplayer maps and more.

Minimum System Requirements

  • OS: Windows XP/Vista
  • Processor: Pentium 4 @ 2.5 GHz
  • Memory: 1 GB (1.5 GB for Vista)
  • Hard Drive: 8 GB Free
  • Video Memory: 256 MB
  • Sound Card: DirectX Compatible
  • DirectX: 9.0c
  • Keyboard and Mouse
  • DVD Rom Drive

Download World in Conflict (Complete Edition) � Direct Links

Part 1 � 700 MB

Part 2 � 700 MB

Part 3 � 700 MB

Part 4 � 700 MB

Part 5 � 700 MB

Part 6 � 700 MB

Part 7 � 700 MB

Part 8 � 700 MB

Part 9 � 700 MB

Part 10 � 700 MB

Part 11 � 569 MB

www.elj-games.blogspot.com

World in Conflict: Soviet Assault

World in Conflict: Soviet Assault

  • Developer: Massive Entertainment
  • Publisher: Ubisoft
  • Genre: Strategy
  • Release Date: March 12, 2009 (US)

About World in Conflict: Soviet Assault

An expansion pack to the critically-acclaimed strategy game World in Conflict, Soviet Assault takes the battle to Russia with all-new campaigns set on USSR soil. World in Conflict: Soviet Assault allows players to relive the Cold War in a dramatic, gritty, real world setting driven by compelling characters and storyline. This one of a kind strategy game offers players a unique team-oriented experience on chillingly realistic battlegrounds. Soviet Assault features all-new characters, gameplay from the Soviet perspective, ten new films, new multiplayer maps and more.

Minimum System Requirements

  • OS: Windows XP/Vista
  • Processor: Pentium 4 @ 2 GHz / Any Dual Core Processor
  • Memory: 512 Mb
  • Hard Drive: 8 Gb free
  • Video Memory: 128 Mb
  • Sound Card: DirectX Compatible
  • DirectX: 9.0c
  • Keyboard
  • Mouse
  • DVD Rom Drive

Recommended System Requirements

  • OS: Windows XP/Vista
  • Processor: Pentium 4 @ 2.5 GHz / Any Dual Core Processor
  • Memory: 1 Gb
  • Hard Drive: 8 Gb free
  • Video Memory: 256 Mb
  • Sound Card: DirectX Compatible
  • DirectX: 9.0c or 10
  • Keyboard
  • Mouse
  • DVD Rom Drive
  • Notes:
  • Supported Video Cards at Time of Release:
  • NVIDIA GeForce 6/7/8/9/X200 series
  • ATI 9600-9800/X300-X850/X1050/X1300/X1550-X1950/HD 2400-4800 series

Download World in Conflict: Soviet Assault � Direct Links

Part 1 � 700 MB

Part 2 � 700 MB

Part 3 � 490 MB

www.elj-games.blogspot.com

World in Conflict: Soviet Assault

World in Conflict: Soviet Assault

  • Developer: Massive Entertainment
  • Publisher: Ubisoft
  • Genre: Strategy
  • Release Date: March 12, 2009 (US)

About World in Conflict: Soviet Assault

An expansion pack to the critically-acclaimed strategy game World in Conflict, Soviet Assault takes the battle to Russia with all-new campaigns set on USSR soil. World in Conflict: Soviet Assault allows players to relive the Cold War in a dramatic, gritty, real world setting driven by compelling characters and storyline. This one of a kind strategy game offers players a unique team-oriented experience on chillingly realistic battlegrounds. Soviet Assault features all-new characters, gameplay from the Soviet perspective, ten new films, new multiplayer maps and more.

Minimum System Requirements

  • OS: Windows XP/Vista
  • Processor: Pentium 4 @ 2 GHz / Any Dual Core Processor
  • Memory: 512 Mb
  • Hard Drive: 8 Gb free
  • Video Memory: 128 Mb
  • Sound Card: DirectX Compatible
  • DirectX: 9.0c
  • Keyboard
  • Mouse
  • DVD Rom Drive

Recommended System Requirements

  • OS: Windows XP/Vista
  • Processor: Pentium 4 @ 2.5 GHz / Any Dual Core Processor
  • Memory: 1 Gb
  • Hard Drive: 8 Gb free
  • Video Memory: 256 Mb
  • Sound Card: DirectX Compatible
  • DirectX: 9.0c or 10
  • Keyboard
  • Mouse
  • DVD Rom Drive
  • Notes:
  • Supported Video Cards at Time of Release:
  • NVIDIA GeForce 6/7/8/9/X200 series
  • ATI 9600-9800/X300-X850/X1050/X1300/X1550-X1950/HD 2400-4800 series

Download World in Conflict: Soviet Assault � Direct Links

Part 1 � 700 MB

Part 2 � 700 MB

Part 3 � 490 MB

www.elj-games.blogspot.com

Saturday, December 10, 2011

Tips To Help Reduce Your Debt

As debt continues to increase in many households across America, more families each year are finding themselves looking for ways to reduce their overall household debt. For some, this may be easier said than done. Debt reduction requires a lot of hard work and dedication. Especially when you are used to spending money left and right.

Those that are serious and committed to reducing their debt will eventually reap the rewards of being debt free. Reading my simple seven tips will give you many ideas, about how you can reduce your debt.

Cut back
When you start to cut back on spending, you will find corners that you can cut through out the month, to help you pay off your debts. Simple things such as, being aware of all of the electricity you use, and turning off lights that are not needed as you leave a room, will help reduce your light bill, therefore, you save a little more money to reduce your debt with. Once you become aware of your spending habits, and start cutting back, you will start to notice more ways to cut back each month.

Budget
Budget your income. List all of your monthly bills and their due dates. Apply them to your budget, as well as other household needs, for example, groceries, gas etc. Allow yourself only so much money per month to spend on extras. Sticking to your budget will show self control, and determination for reducing your debt.

Limit the use of your Credit cards
If you can not pay cash for it, then do not buy it. If you have to charge something, make sure that you can pay the balance in full when your next credit card bill comes in. Never charge on your credit card to only pay the minimum monthly amount. You will never get that maxed out credit card paid off that way. The importance of paying your credit card balance in full, can not be stressed enough.

Get rid of your credit cards
If you are determined to reduce your debt, cutting up your credit cards will help. If you do not have them, you can not use them. If this is too big of a step for you, at least get rid of the unnecessary ones. Keeping only one or two, low interest rate cards for emergencies only, is a good idea. Remember if you can not pay cash for something, then you probably do not need it.

Pay off your debts
If you have already acquired some debt you need to pay off, now is the time to get started. Decide which debt is your smallest and start with that one. Pay on it as your budget will allow. Once you have gotten your smallest debt paid off, you will have a feeling of satisfaction and know that you can pay off your debts. Then move to the next smallest debt, when you are paying them off one by one, it is easier to do, with out feeling over whelmed. Before you know it, all of your debts will be paid and you will feel great about knowing you paid them off.

Debt consolidation
Debt consolidation is another option to look at for reducing your debt. Debt consolidation companies, will call your creditors for you, and make payment arrangements for your debts. Many companies will get you one low monthly payment to pay each month, until all of your debt is paid off.

Financial counseling
Make an appointment with a financial counselor to help you reduce your debt. Some people find, having someone else point out the errors in their spending habits to help tremendously. Financial counselors can also show you how to better manage your money, and stick to a budget.

Wednesday, December 7, 2011

The Adventures of Tintin: The Game

The Adventures of Tintin: The Game

  • Developer: Ubisoft Montpellier
  • Publisher: Ubisoft
  • Genre: Adventure
  • Release Date: December 6, 2011 (US)

About The Adventures of Tintin: The Game

In The Adventures of Tintin: The Game, play as Tintin, the intrepid reporter and hero of the action-packed movie The Adventures of Tintin directed by Steven Spielberg. Developed in close collaboration with the filmmaking team, the video game offers an authentic immersion into the movie�s enchanting environments and characters.

Minimum System Requirements

  • OS: Windows XP/Vista/7
  • Processor: Intel Core 2 Duo @ 2.0 Ghz / AMD Athlon 64 X2 4000+
  • Memory: 1 Gb
  • Hard Drive: 8 Gb free
  • Video Memory: 256 Mb
  • Video Card: nVidia GeForce 8600 / ATI Radeon HD 4650
  • Sound Card: DirectX Compatible
  • DirectX: 9.0c
  • Keyboard
  • Mouse

Download The Adventures of Tintin: The Game � Direct Links

Part 1 � 700 MB

Part 2 � 700 MB

Part 3 � 700 MB

Part 4 � 700 MB

Part 5 � 700 MB

Part 6 � 700 MB

Part 7 � 700 MB

Part 8 � 700 MB

Part 9 � 700 MB

Part 10 � 700 MB

Part 11 � 700 MB

Part 12 � 357 MB

www.elj-games.blogspot.com